Underwriter Job at IEM International Inc, Puerto Rico

Nzdsak50VTNibS9UNVo3Tll2ZXlTRlFVRnc9PQ==
  • IEM International Inc
  • Puerto Rico

Job Description

Job Description

Job Description

Position Summary:

IEM is looking for a Full Tim e- Underwriter to join our Disaster Recovery Team.

Primary Location:

  • Candidate must live a commutable distance to San Juan, PR
  • Position will be a fully in office role, we cannot accommodate remote work from home

Travel Requirements:

  • Currently None

Essential Functions:

  • Under policy direction, develop and implement underwriting policies and procedures.
  • Coordinate with Project Manager to receive the required data necessary for the performance of project underwriting.
  • Perform underwriting review of projects to determine financial feasibility in the context of CDBG-DR and CDBG-MIT Program requirements; inclusive of determination of creditworthiness of the borrower, review of historical and current financial statements, risk analysis of the borrower and business entity, analysis of project economic feasibility, and cost factors, review of operating income projections and ability to support loan terms, review of business or industry growth trends, the performance of ratio analyses, and other specified risk factors.
  • Prepare and provide underwriting review determinations with supporting analysis and supporting documentation.
  • Confer with applicant-entities to obtain clarifications and required supplemental supporting financial documentation.

Minimum Qualifications:

  • Bachelor's degree in Business Administration from an accredited college or university with major coursework in Finance, Accounting, Real Estate, or similar fields.
  • Five (5) years of experience in the performance of commercial and industrial underwriting and credit and risk analysis of complex financial transactions funded with multiple funding streams on diverse industries and sectors for a bank, commercial lender, private equity firm, lending, or bank regulator, or financial advisory firm.
  • Must be familiar with: loan underwriting for real estate, commercial and industrial loans, credit file and report reviews, review of appraisals, review, and analysis of development pro forma for commercial, industrial, and public improvements, review, and analysis of operational pro forma, review of construction estimates and property condition reports, review and analysis of historical and current financial reports, requirements for performing cash flow analysis, coverage, and cash flow projections, review of debt structures, debt analysis and debt coverage, review and analysis of the market and industry data as a factor in determining financial feasibility, the performance of loan risk analysis functions, and use of financial ratio analysis tools.
  • Ability to perform underwriting reviews in conformance with the requirements of 24 CFR Part 570, Appendix A.
  • Must have fluent verbal and written communication skills.

Benefits and more:

  • 10 paid Holidays
  • Vacation Pay
  • Sick Pay
  • 401 (K) plan with matching
  • Company paid STD and LTD

Why join IEM:

We are a woman owned company in Emergency Management that embraces teamwork, collaboration, flexible performance, actionable solutions and integrity/ethics. Our work touches everyone. We produce results that matter. Results that save lives – join us while we build a safe, secure and resilient world.

Our culture:

IEM believes in the greater good and it is our commitment to attract those who have excellent technical skills, creative minds and innovative ideas to keep propelling us forward.

IEM is an Equal Opportunity Employer including Vets and Disabled:

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.

If you need reasonable accommodation for any part of the employment process, please contact Human Resources and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from Human Resources.

Job Tags

Holiday work, Local area, Remote job, Work from home, Flexible hours,

Similar Jobs

Main Grain Bakery

Employee At Main Grain Bakery & Eatery Job at Main Grain Bakery

*Must be available weekends and open to early morning shifts. Main Grain Bakery in Stevens Point, WI is looking for a part-time employee. We are specifically looking for someone who is eager to learn, has a strong work ethic, and has a passion for baking, kitchen prep... 

Headway

Licensed Mental Health Counselor Job at Headway

 ...clients you see through Headway, so that you can set the hours that work for you. Grow your caseload by providing marketing support and...  ...patients in-person or remotely via telehealth while working from home. We accept the following licenses on a state by state basis:... 

MORA Asian Fusion

Virtual Chat Assistant Job at MORA Asian Fusion

 ...committed to providing excellent customer service and a seamless dining experience, both in-person and online. Job Summary: We are looking for a Virtual Chat Assistant to manage online customer inquiries and provide support through live chat. The ideal candidate... 

Jobot

Embedded Software Engineer (Onsite) (Hiring Immediately) Job at Jobot

 ...Details: As a Permanent Embedded Software Engineer, you will be a part of a dynamic and innovative team, working...  .... Responsibilities: 1. Design, develop, and test software for embedded...  ...resolve software defects and issues in a timely manner. 5. Contribute to all... 

Beihai Haicao Decoration Co., Ltd

Online German teachers Job at Beihai Haicao Decoration Co., Ltd

Help kids to practice their ability about listening,speaking,reading and writing in German.